Privacy Policy

This privacy policy has been updated to better serve those who are concerned with how their ‘Personally identifiable information’ (PII) is being used online. Dr. Tenpenny is committed to taking reasonable steps to protect your personal information in an effort to prevent loss, misuse, and unauthorized access, disclosure, alteration, and destruction. This Privacy Policy describes how we collect, use, and disclose information from users of DrTenpenny.com, ShopTenpenny.net, and Learning4You.org. Products that we offer may have their own privacy policy, available in the respective application. In the event there is a conflict or inconsistency between the Privacy Policy at DrTenpenny.com, ShopTenpenny.net, and Learning4You.org product/application’s Privacy Policy, the latter will govern.

Please read our privacy policy carefully to clearly understand how we collect, use, protect and handle your PII  in accordance with recent US and EU requirements.

NOTICE: This Privacy Policy does not apply to the activities, including cookies and web beacons, of third parties when they are collecting or using data for their own purposes or on behalf of others. Please consult the respective privacy policies and statements of such third parties for more information, including how Google uses data when you use its partners’ sites. If you would like more information about certain advertising practices and to know your choices about not having this information used by these companies, click here: 

Refund and Cancellation Policy Disclosure

Prime Membership Terms & No Refund Policy

Thank you for joining the Dr. Tenpenny Prime Membership. By enrolling, you agree to the following terms:

1. No Refund Policy
Due to the nature of our digital content and the immediate access granted upon registration, all Prime Membership purchases—monthly or annual—are final and non-refundable. Upon joining, members receive instant access to exclusive reports, presentations, archived content, and upcoming monthly sessions, making refunds inapplicable.

2. Membership Renewal Terms

• Monthly Memberships: Automatically renew on the first day of each month.

• Annual Memberships: Automatically renew on the first day of the renewal month, based on the original enrollment date.

3. Cancellation Policy
If you wish to cancel your membership, you must do so prior to the next renewal date (i.e., before the 1st of the next month for monthly members, or before the 1st of your renewal month for annual members). Cancellations made after the renewal date will apply to the next billing cycle. No partial refunds are issued for unused time.  Use your portal to manage your membership and if you are unable for any reason, please contact us at support@drtenpenny.com for assistance.  Please allow us some time to respond but we will take care of you as needed.

4. Access to Materials
All membership content—new and archived—is made available immediately upon joining. Continued access is dependent on maintaining an active membership.

By continuing with your subscription, you acknowledge and accept these terms.

Podcast Subscriptions:

You can cancel your Podcast Subscription at any time. Please note your subscription will automatically renew unless you cancel or request to cancel it.  Please also note that you must cancel your Subscription before it renews for a subsequent month/year in order to avoid being charged for the next month/year Subscription fee. If you cancel your Subscription, the cancellation will become effective at the end of the then-current monthly/yearly Subscription period. If www.DrTenpenny.com, , ShopTenpenny.net, also known as Choonadi, is your Subscription provider, you will need to cancel your Subscription through your My Account Area by clicking on  Membership tab in the Dashboard.  Once inside your Membership area, your membership status can be found by clicking on the “Manage” menu. If you obtained your Subscription through a 3rd party podcast company or another provider other than inside of www.DrTenpenny.com or ShopTenpenny.net then you will need to cancel your Subscription directly with such Subscription provider.  If you need further assistance, email us at Support@drtenpenny.com

IF YOU HAVE A LEGACY STATUS PREMIUM MEMBERSHIP (Signed Up Prior to June 2022)

If you are a LEGACY MEMBER (joined prior to June 2022), please contact us via email at support@drtenpenny.com for any membership changes to ensure your legacy status is preserved, as changes made without contacting us will not be processed and may result in losing your special membership benefits.  

No Refunds:

REFUNDS WILL NOT BE PROVIDED FOR ANY SUBSCRIPTION OR DIGITAL/ONLINE ORDER.  WE DO NOT PROVIDE CREDIT REFUNDS OR PRORATED BILLING FOR SUBSCRIPTIONS THAT ARE CANCELLED MID-MONTH.  In such a circumstance, you will continue to have access to your Subscription until the end of the monthly billing cycle.  Each Subscription provider reserves the right to offer refunds discounts or other consideration in select circumstances at its sole discretion. Please note that each circumstance is unique, and the election to make such an offer in one instance, does not create the obligation to do so in another.

Affiliate Disclosure

We participate in affiliate programs, including (but not limited to) Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn commissions by linking to Amazon.com and affiliated sites, and Clickbank. All products for which we receive commissions are ones we believe in, and in many cases, have tested ourselves. We also participate in affiliate programs sponsored by The Truth About Cancer (TTAC), The Truth About Pet Cancer (TTAPC), Vaccines Revealed, My Pillow, Touchstone Essentials, Laila Ali, Cardio Miracle and various affiliate summits and seminars offered through HealthTalks Online (HOT). From time to time, additional affiliate programs become available that make sense and we feel the programs/product will be of interest and a benefit to our readers and followers, we will offer that program.

Advertising Disclosure

We only agree to a partnership if we believe in the product, the company involved and we have vetted the person(s) we are working with. We will do our best to always display disclaimers on sponsored content. We may also include, for certain products, an expanded explanation of the sponsored content. We may reject or remove sponsored content that contains false, deceptive, potentially misleading, or illegal content; or is inconsistent with or may tend to bring harm or damage Dr. Tenpenny’s brand and/or reputation.

When do we collect information? 

• We collect information from you when you subscribe to a newsletter or order a product.
• We use cookies, web beacons, and URL information to gather information regarding the date/time of your visit, the information for which you searched and viewed. “Cookies” are small pieces of information that a website stores on your computer’s hard drive while you are viewing a website. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Site and Services. Persistent cookies can be removed by following Internet browser help file directions. You may make choices about cookies. Web beacons are electronic images that may be used on our Sites and Services and in our emails. We use web beacons to deliver cookies, count visits, understand usage, and to tell if an email has been opened and acted upon. We also use cookies and related technologies to better understand your needs and remember your preferences.
• You may opt-in to tracking using cookies via the banner presented on the site on your first visit.
• Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies. If you disable cookies off, some features will be disabled.
• We do not place advertising cookies on your browser, nor serve targeted advertisements to you.
• Some third parties, such as Google, may collect information for online advertising purposes and to provide statistics about users of the Site.
• If you wish to not have this information used for the purpose of serving you targeted ads on third party websites, you may opt-out as indicated below. Please note this does not necessarily opt you out of being delivered advertising. You may continue to receive generic ads.

What personal information is collected when you visit our blog or website?

• Our email host is ConstantContact.com, AlpineIQ.com and occasionally Kartra.com – This is subject to change from time to time. Vaxxter.com is under no obligation to notify you of any change in our email host.
• We may collect information from you, such as your first and last name, email and mailing addresses, password, and other profile information when you create an account to log in to our platforms (an “Account”). We may also retain information on your behalf, such as files that you store using your Account. This ensures the deliverability of our daily newsletter.
• When you order our product(s), we (and/or our third-party payment processors) collect all information necessary to complete the transaction, including your name, credit card information, billing information, and shipping information.
• If you provide us feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, in order to send you a reply.
• When you participate in one of our surveys, we may collect additional profile information.
• When you make postings on the message boards of our Site, the information contained in your posting will be stored on our servers and other users will be able to see it.

How do we use your information? 

• We provide a daily newsletter with news and promotional offers. You have the opportunity to opt-out and unsubscribe at any time.
• You will occasionally receive emails from us regarding notices or updates to our Privacy Policy.
• Our newsletter provider is ConstantContact.com, AlpineIQ.com and occasionally, Kartra.com

We may also use your information to:

• Operate and improve our Site and Services, internal operations, and systems;
• Provide the Services you request and Services that are relevant to you;
• Improve the quality of experience when you interact with our Site and Services;
• Derive information about the demographics that use our Services;
• Respond to your comments and questions and to provide customer service;
• Protect, investigate, and deter against fraudulent, unauthorized, or illegal activity;
• Respond to your inquiries related to employment opportunities or other requests;
• Send newsletters, surveys, offers, and other promotional materials related to our Services and for other marketing purposes if you have provided an email to us for this purpose.
• We may use Google AdSense Advertising on our website. Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en 

Disclosure of personal information:

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide notice in advance.

• Consent. We may share your personal information with your consent or, if required by law, with appropriate notice to and consent of your parent or guardian, if applicable.
• Third-party Service Providers. We may share your personal information with third-party service providers who need access to your information to do work for us, such as to host our Site and Services on third-party servers; to conduct quality assurance testing and data analytics on our Site, Services, or application; and to provide technical support and crash analytics for the same.
• Corporate Restructuring. We may share your personal information in connection with or during a negotiation of any merger, financing, acquisition, bankruptcy, dissolution, transaction, or proceeding involving the sale, transfer, divestiture or disclosure of all or a portion of our assets or business to another company. In such an event, this Privacy Policy will continue to apply to your information, and any such third party would only be able to handle your personal information as per this Privacy Policy (unless you give consent to a new policy).
• Other Disclosures. DrTenpenny.com and its owners may disclose personal information (i) in connection with any legal investigation; (ii) to comply with relevant laws or to respond to legal process served on DrTenpenny.com ; (iii) to protect or defend the rights or property of DrTenpenny.com, our agents, or users of the Site or Services; (iv) to investigate or assist in preventing any violation or potential violation of the law, this Privacy Policy, or our Terms of Use; and/or (v) in an emergency to protect the personal safety of any person.
• Tracking: We may not recognize or respond to every type of “do not track” signal or other mechanisms across all third-party websites or online services, but we give you certain choices about how we collect personally identifiable information as described in this Privacy Policy.

Website security

Our website is scanned on a regular basis for security holes and vulnerabilities in order to make your visit to our site as safe as possible. We use Malware Scanning and we have taken the steps to obtain an SSL certificate.

Content Disclaimer

We do NOT render personal advice. All content on DrTenpenny.com, ShopTenpenny.net, and Learning4You.org is provided for informational purposes. Our content is based on research from books, websites, and our own experience. We make reasonable efforts to ensure the information presented is accurate and up to date. We assume no responsibility for any errors or omissions within our content or any links to any other web resources or Facebook pages where our content is distributed. We take no responsibility for content that is modified without our consent from the original posted form.

The materials written for DrTenpenny.com, ShopTenpenny.net, and Learning4You.org are provided “as is.” We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on our website or otherwise relating to such materials or on any sites linked to this site and others we own.

Products or services that are offered should be purchased and used based on your own research and good judgment. If you are considering a change in your health based on our content posted, consult with your personal healthcare provider(s) first.

The materials appearing on DrTenpenny.com, ShopTenpenny.net, and Learning4You.org may from time-to-time include technical, typographical, or photographic errors. DrTenpenny.com, ShopTenpenny.net, and Learning4You.org do not warrant that any of the materials found on this website are accurate, complete, or current. Changes to the content on DrTenpenny.com may occur at any time without notice. However, we are not obligated to make any updates to the material at any time.

Links

DrTenpenny.com, ShopTenpenny.net, and Learning4You.org has not reviewed all sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement of the site by DrTenpenny.com, ShopTenpenny.net, and Learning4You.org or its principals. Use of any such linked website is at the user’s own risk. Outbound links are subject to change at any time. DrTenpenny.com, ShopTenpenny.net, and Learning4You.org do not warrant to provide link maintenance to other sites.

Opting out

Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt-out by visiting the Network Advertising Initiative opt-out page or permanently using the Google Analytics Opt-Out Browser add-on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

• Users can visit our site anonymously
• Once this privacy policy is created, we will add a link to it on our home page, or as a minimum on the first significant page after entering our website.
• Our Privacy Policy link includes the word ‘Privacy‘, and can be easily be found on the page specified above.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under 13.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur, we will notify the users via in site notification within 7 business days

We also agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.

CAN-SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. We collect email addresses in compliance with CAN-SPAM. As such, if at any time you would like to unsubscribe from receiving future emails, you can email us at  and we will promptly remove you from ALL correspondence.

DrTenpenny.com, ShopTenpenny.net, and Learning4You.org uses Cloudflare services for improved loading times or our website.

Privacy Shield and Users Outside the United States

Your information may be processed in the country in which it was collected and in other countries, including the United States, where laws regarding processing of information may be less stringent than the laws in your country. However, we comply with the principles of the Privacy Shield Framework. Our adherence to Privacy Shield reflects our commitment to protect the privacy of our EU users when we collect, process, and transfer personal data collected from users in the EU. We adhere to the Privacy Shield principles of notice, choice, accountability for onward transfer, security, data integrity and purpose limitation, access, and recourse/enforcement/liability.

Furthermore, we require third party recipients of EU citizens’ personal data to agree to respect these principles, and we accept liability for third parties’ processing of EU citizens’ data to the extent required by law.

We encourage EU (and US) users to contact us if they have any concerns about our compliance with this Privacy Policy and the Privacy Shield Framework. Any questions or concerns may be sent to DrTenpenny@gmail.com . We will respond to complaints from EU citizens within 45 days. You may view the list of Privacy Shield companies here.

If any complaints cannot be resolved between an EU user and Ace Media, we have agreed to participate in the JAMS dispute resolution procedures pursuant to EU-U.S. Privacy Shield principles. EU residents with unresolved complaints may refer them to JAMS as described at  If required by law, we will work with the appropriate panel of DPAs or individual DPA in the EU to resolve disputes. Under certain circumstances, these dispute resolution processes may result in your ability to invoke binding arbitration. As a US company, we are also subject to the investigatory and enforcement power of the FTC regarding our compliance with the Privacy Shield Framework and this Policy, and you may direct complaints to the FTC in the event the dispute resolution processes described above is unsatisfactory.

Contacting Us: If there are any questions regarding this privacy policy you may contact us using the information below.

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Governing Law

Any claim relating to DrTenpenny.com shall be governed by the laws of the State of Ohio without regard to its conflict of law provisions.

Last updated on 2022-06-01